Navigating the worker’s comp claims process correctly can be challenging, as it involves different steps for each employer and worker. You must correctly carry out the workers’ comp claims process to receive your benefits. By following a series of steps regarding when employees are to report injuries, where and to whom to report their injuries, and what will occur once their claims are filed, you will have done your part to protect your rights and receive your benefits.
By understanding the claims process, employees can learn their rights more clearly and ensure they receive the benefits they are entitled to. By narrowing down these steps into key actions, workers can easily understand their rights and identify when their benefits are being respected. Below, we’ll discuss some steps you should be aware of to clarify your understanding of employee rights and the benefits you can receive.
Remember that regardless of how well you know your rights, you must follow up with your employer as needed. Part of knowing your rights as an employee is understanding the employer’s role; they should make it part of their protocol to inform employees of where to report injuries as soon as they occur. For more information on navigating your rights and benefits under workers comp in California, consider the information below or you can find more here https://cerity.com/california-workers-comp/.
Your rights require employer cooperation.
In California, virtually every employer is legally required to have insurance, no matter how many employees they have onboard. Few exceptions apply, but coverage can always be a preventive measure against injury expenses. Even for exceptions, it can significantly reduce injury expenses to have workers comp in California.
Understand your benefits under workers comp in California.
In California, workers’ rights require that employees receive timely, adequate medical care for injuries at work regardless of who is at fault. Under California law, employers must provide workers’ comp insurance coverage for employees so that they receive the following benefits:
- coverage for medical expenses (those ongoing and emergency visits)
- disability benefits when the workers cannot work due to injury or illness (applies to temporary and permanent disabilities)
- death benefits for affected family members
Report your injury to safeguard your rights.
If you become injured on the job, immediately report your injury to your employer. If the employer is unavailable, report the injury to management, human resources, or another safety representative at your work. Be sure to include all information pertaining to your injury so nothing is left out. For workers comp in California, you’ll need to include all basic information. Include the day the injury occurred, the type of injury, how it happened, and where it occurred to safeguard your benefits under workers comp in California.
Know your rights to protect your benefits.
Failure to provide workers with workers comp in California can result in steep fines and severe penalties, including a year of jail time. As an employee, do your research to clarify your rights and ensure that all your benefits are provided to you in the event of workplace injury.